The Law Offices of Michael D. Buzulencia are conveniently located in Canfield and Warren Ohio. We offer Civil Practice on behalf of debtors and creditors in bankruptcy proceedings and debt collection disputes, real estate matters, corporate and business representation, personal injury and general civil litigation.
If you decide to seek Bankruptcy relief, you can represent yourself, you can hire an attorney to represent you, or you can get help in some localities from a bankruptcy petition preparer who is not an attorney. The law requires an attorney or bankruptcy petition prepare to give you a written contract specifying what the attorney or bankruptcy petition preparer will do for you and how much it will cost. We know your worries and concerns relating to bankruptcy and approach your case with dignity and compassion. There are several factors that play into bankruptcy: unemployment, job loss, medical bills, unexpected emergencies, and divorce (to name a few). Sometimes, it just becomes too much; although, you may prefer to remedy your financial responsibilities on your own.
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FEES CHARGED CAN BE HOURLY/FLAT FEE + CONTINGENT FEE – DEPENDING ON CASE – CALL FOR PRICES
About Michael D. Buzulencia
An Experienced Lawyer in Trumbull and Mahoning Counties
Over 35 years of experience in practicing in Municipal, State and Federal Courts. Has handled cases in all courts in Trumbull, Mahoning and Columbiana Counties. Has also handled cases in front of Bankruptcy Court, District Court, Court of Appeals, including the Bankruptcy Appellate Panel and the Federal Sixth Circuit Court of Appeals in Cincinnati. Licensed to practice in Ohio and Pennsylvania and the U.S. District Court for the Northern District of Ohio and Western District of Pennsylvania, and Sixth Circuit Court of Appeals. Has spoken at numerous seminars in Mahoning, Trumbull, Cuyahoga and Summit Counties on Liens, Real Estate, Commercial Litigation and Bankruptcy.
Michael D. Buzulencia has handled Chapter 7, 11 and 13 cases, for Debtors, Creditors and Bankruptcy Trustees. Michael D. Buzulencia has represented consumers and businesses in bankruptcy proceedings. Michael D. Buzulencia has represented Buyers and Sellers in Real Estate transactions involving home purchases and commercial real estate, and handled litigation in all of the above areas. Michael D. Buzulencia has prepared numerous Wills and Probate Planning Documents, and various Estates. Michael D. Buzulencia handles DUI and misdemeanor criminal cases, including Court trials. He handles both business to business and business to consumer collection matters. He has incorporated several businesses and been counsel to several local area corporations. He handles mediations and arbitrations for Courts and Private individuals and Businesses. Michael D. Buzulencia is involved in his community and has served on numerous Nonprofit Boards. A summary of his experience is listed below:
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What is Bankruptcy?
The following information helps you understand what must be done in a bankruptcy case to help you understand how much service is needed. Although bankruptcy can be complex, many cases are routine, and can be completed in a reasonable amount of time.
Most people will experience illness, divorce, foreclosure, or job loss during some time in their lives. Finding yourself in such a situation can be stressful because debt can build up quickly. This can put someone at a disadvantage when it comes to financial planning.
Bankruptcy allows people with large unmanageable debts to find some relief. At the same time creditors are also treated fairly during the bankruptcy process.
There are two types of bankruptcy: Chapter 7 and Chapter 13:
- Chapter 13 bankruptcy
Allows the debt owed to be paid back in a three to five year repayment plan. One keeps all their property but has to pay a certain monetary amount to the trustee. This is usually done by individuals with a steady wage or income. - Chapter 7 bankruptcy
The debt that is owed can be reduced by agreeing that the trustee can take personal property and sell it to pay off the debt. There are some property that is exempt from being sold, or liquidated, in this way. State laws dictate how much they can take.
Read more about the different types of bankruptcy.
A skilled attorney can guide and ensure this process is done right.
Contact Us
You can reach us online via the form below or scroll down to find our office contact information.
Our Offices
Trumbull County Office
150 East Market Street.
Suite 300
Warren, Ohio 44481
Phone: 330 392-8551
Fax: 330 392-7030
Mahoning County Office
106 South Broad Street.
Canfield, OH 44406-1403
Phone: 330 533-0348
Fax: 330 392-7030